Online payments platform offering digital wallets, money transfers, and merchant services.Yahoo Finance ↗paypal.com ↗
1 take · first discussed Feb 21, 2025
Every call, plotted at the price the day they made it.
The only view provided comes from guest John Collison, who takes a bearish stance on PayPal with low conviction, citing the stock's roughly 80% decline from its 2021 peak as evidence of significant shareholder value destruction. He uses PayPal primarily as a cautionary example of the dangers of public-market pricing for fintech companies, particularly for employees who joined near the peak. No other hosts weighed in, so there is no agreement or disagreement to note across the group. The reference is framed as a data point about market timing risk rather than a fundamental analysis of PayPal's business.
John Collison cites PayPal's 80% drawdown from its 2021 peak as a cautionary data point about the risks of public-market pricing for fintech companies, implying the stock destroyed significant shareholder value.
PayPal, 80% off their 2021 peak. If you're an employee and you joined those companies in 2021, it's not a great feeling.”1:40:00